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Florida Licensing — Plain English

NASCLA vs the Florida Business & Finance exam

A common myth: "I\u2019ll take NASCLA and skip the Florida exams." Here is what NASCLA actually replaces — and the one exam it doesn\u2019t.

NASCLA can substitute for Florida's trade-knowledge exam for certain certified categories — but it does not replace the Business & Finance exam. If you're qualifying a Florida license, you still have to pass B&F.

They test different things

Most Florida contractor paths have two separate exams:

The NASCLA Accredited Examination is a national trade exam. Florida accepts it in place of the state trade-knowledge exam for certain certified categories (e.g. general, building, residential) — handy if you want to get licensed in multiple states.

The part people miss

NASCLA covers trade knowledge only. It does not cover Florida business and financial management — so you must still pass the Florida Business & Finance exam to qualify the license. There's no way around it.

One more clarification that trips people up: the NASCLA Contractors Guide book is a reference for the trade exam — it is not on the Business & Finance open-book list. For B&F you'll use the Florida Contractor's Manual, Builder's Guide to Accounting, the AIA documents, and the relevant statutes. See the B&F reference list.

So what should you do?

  1. Decide your trade path (and whether NASCLA makes sense for multi-state plans). Going for a specialty like garage door or aluminum / screen enclosure? Those have their own trade exam.
  2. Either way, prepare for Business & Finance — it's the shared gate for nearly every Florida construction license. (Do you need it? Here's who does.)
  3. Practice B&F in the real open-book format so you pass it once.

NASCLA or not — you need B&F

Practice the exam every Florida contractor has to pass. First 5 questions free — no account needed.

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Frequently asked questions

Does NASCLA replace the Florida Business & Finance exam?
What is the difference between NASCLA and the B&F exam?
Is the NASCLA book allowed on the B&F exam?