Florida — Contractors Business & Finance Exam

Prepare for the
Florida Business & Finance Exam

Focused practice for the DBPR Contractors Business & Financial Management exam — 120 questions across all 6 official content areas, every answer explained, plus the Open-Book Finder that trains the reference-speed the open-book exam really tests.

Start Studying Free Test Yourself
20 questions free with answers explained · No account needed
Sample question
A Florida construction business must carry workers' compensation once it has how many employees?
4 or more
1 or more
Why:

The four-employee rule is for other industries; in construction one employee is enough (s. 440.02(20)(b)2., F.S.).

3 or more
10 or more
Explained answersAll 6 areasOpen-Book Finder
120
Practice Questions
6
Content Areas
70%
Passing Score
6.5h
Open-Book Exam
Study tools

Three ways to prepare

Study at your own pace, practice by topic, or simulate the real exam with a timed test.

Study Guide
Every question with the correct answer and a clear explanation, organized by content area.
Free preview
Practice Quiz
Interactive quiz with instant feedback. Filter by content area and track your score.
5 questions free
Exam Simulation
A full timed mock exam in the real format — no explanations until you finish.
Timed
What's inside

Built for the official exam blueprint — and for open book

Questions mapped to the six official content areas, plus a drill made for the open-book format.

Every answer explained
Every practice question comes with a plain-English explanation — you learn why an answer is right, not just the letter.
Weighted like the real exam
Question counts per area mirror the state exam blueprint, so you drill what actually matters.
Open-Book Finder
A timed drill that trains you to locate answers fast in your approved reference books — the skill this open-book exam really tests.
Timed exam simulation
120 questions on a 6.5-hour clock, just like the real DBPR exam — open book, no explanations until you finish.
Study on any device
Drill on your phone in spare minutes, then pick up on your laptop — no app to install.
Why it matters

The one exam almost every license needs.

Business & Finance is required for nearly every Florida construction contractor license — general, building, residential, and most specialty trades. Pass it once and you clear a gate that applies across the whole industry. Yet most people who struggle don't fail on the trade math — they fail because they never practiced the way the exam asks, and because they were slow finding answers in their reference books.

This site fixes both. You drill exam-style questions across all six content areas with a full explanation on every answer, and the Open-Book Finder trains the reference-navigation speed the open-book format really rewards. The areas that carry the most weight:

  • Conducting Accounting Functions (32%) — receivables, payables, cash flow, payroll, and financial ratios.
  • Managing Administrative Duties (26%) — overhead, bids and contracts, lien law, insurance, payroll taxes.
  • Government Regulations, Establishing the Business, Trade Operations & HR — the rest of the blueprint.

New to the exam? See the full guide →

Open book

The open-book advantage most prep ignores

You can bring approved references into the exam — tabbed and highlighted. With 6.5 hours for 120 questions, the people who pass comfortably are the ones who know which book holds each answer and turn to it instantly. The Open-Book Finder is the only part of your prep built to train that.

120
questions, open book
6.5 hrs
about 3 min each
5
approved references
70%
to pass

Try the Open-Book Finder →  ·  See the full reference list →

Florida contractor exams

Need your trade exam too?

Business & Finance is only one half of licensure — nearly every Florida contractor also has to pass a trade-knowledge exam. If your trade is one of these, we run a dedicated prep site for it — and since those certified licenses also require the Business & Finance exam, you're already in the right place for that half:

Garage Door Contractor →Trade-exam prep for the Florida garage door specialty license at flgarageprep.com. Aluminum & Screen Enclosure →Trade-exam prep for the structural aluminum / screen enclosure license at flpasspro.com.
Free guides

Free Florida Business & Finance exam guides

In-depth, no-paywall guides to every part of the exam — format, costs, scheduling, the open-book references, and how to study. Start anywhere.

Exam Guide Format, content areas, scoring, and why open book changes how you prepare. How to Pass (Study Plan) A step-by-step 2026 study plan to pass on your first attempt. Topics Breakdown All six content areas and their weights, with a sample question each. Construction Accounting The 32% accounting area: payroll, job costing, ratios, markup vs margin. Open-Book Reference List The approved references and a tabbing strategy to find answers fast. Sample Questions Free exam-style questions with worked answers and reference pointers. Is It Hard? Why it challenges people — and how to make it very beatable. How Long to Study A realistic study timeline and how to know when you're ready. Exam Cost Exam and total licensure costs, and where each fee goes. How to Schedule Register and book your seat with Professional Testing / Pearson VUE. What to Bring Exam-day checklist: allowed references, ID, and what to leave home. Do I Need This Exam? Which Florida licenses require Business & Finance — and how NASCLA fits. NASCLA vs B&F What NASCLA replaces, what it doesn't, and why B&F is still required. Retake Guide Failed it? Why people fail and a focused plan to pass next time.
How it works

Four steps to exam-day confidence

Understand the material, then get fast at finding it.

1
Read the free study guide
Start with 20 questions, each with the answer and the reason behind it. No account, no payment.
2
Study by content area
Work through all six official content areas. Read the explanations to understand, not just memorize.
3
Drill the Open-Book Finder
Get fast at reaching for the right reference — the skill the open-book exam really tests.
4
Walk in prepared
When you're consistently hitting 80%+ on the timed sim, you're ready.
Exam coverage

All six official content areas

Mapped to the DBPR Examination Content Information weighting.

11%14q
Establishing the Contracting Business
26%38q
Managing Administrative Duties
10%11q
Managing Trade Operations
32%35q
Conducting Accounting Functions
6%6q
Managing Human Resources
15%16q
Complying with Government Regulations
What you're buying

Built for this exam, explained in plain English

Every practice question is written in-house and modeled after the six official Florida Business & Finance exam content areas. Each question includes a clear, plain-English explanation to help you understand the material — not just memorize the answer.

Your 90 days start the day you buy, not the day you sit the exam. Between the paperwork and booking a seat, exam day can be weeks away — and the clock runs the whole time. Lifetime has no clock: study at your own pace, sit when you're ready, and keep it for a retake, for $89 once. 3-Month Access at $49 makes sense when your exam date is already booked.

Simple pricing

Unlock Full Access

First 5 quiz questions and 2 study sections are always free.

BEST VALUE
Lifetime Access
$89$120
One-time · never expires
Covered until you pass
120 questions, 6 areas
Full study guide
Open-book exams + Finder
Future question updates
Only $40 more than 3 months — never expires
3-Month Access
$49$70
Access for 3 months
90 days of access
120 questions, 6 areas
Full study guide
Open-book exams + Finder
Already purchased? Log in
Question bank updated October 2026 · Questions based on publicly available exam blueprints and reference materials.
FAQ

Common questions

The 3-month plan gives you 90 days. If you expect to sit the exam inside that window, it is the cheaper option. If you might need longer — or a second attempt — Lifetime is $89 once. A 3-month plan can be upgraded to Lifetime at any time for $69, so starting with 3 months and upgrading later comes to $118. Lifetime also includes future question updates, which matter when the exam blueprint or the statutes behind it change.
The DBPR Contractors Business & Financial Management exam has 120 multiple-choice questions (5 are ungraded pilot questions). You get 6.5 hours and need 70% to pass.
Yes. It is open book using an approved reference list — the Florida Contractor’s Manual, Builder’s Guide to Accounting, AIA documents, and the relevant Florida Statutes. Knowing which reference holds each answer is half the battle, which is exactly what our Open-Book Finder drills.
A drill unique to open-book prep: each question is timed and you choose which approved reference you would reach for, then see the exact section. It builds the reference-navigation speed that decides who finishes the 120-question exam in time.
You need 70%. Aim to score 80%+ consistently on the timed simulation before scheduling the real exam.
It is required for almost every Florida construction contractor license (general, building, residential, and most specialty trades), so passing it once clears a gate that applies to nearly the whole industry.
No. These are original practice questions written to cover the same six content areas and reference materials the state tests — not leaked exam items.
No. This is study practice only. Licensure also requires meeting experience, financial, insurance, and other DBPR requirements, and passing this tool does not guarantee passing the state exam.
No account is needed to try the free practice test or browse the free study sections. The first 5 questions and 2 content areas are open to everyone.
Yes. The study guide, quiz, Open-Book Finder, and simulation all work in a mobile browser — no app to install.
After you pay through Stripe, you set a password on the page shown right after checkout. That logs you in, and you can log back in any time.
Plan on roughly $215 total — about $135 to Professional Testing, Inc. for the application/exam and about $80 to Pearson VUE when you schedule. Always confirm current amounts on the official DBPR/Pearson VUE pages, and budget separately for your reference books and license application.
Most candidates need a few weeks of consistent study. A reliable target is to study by content weight (Accounting and Administrative Duties first) until you clear 80%+ on a full timed simulation before booking.
It has a tough reputation, mostly because of time pressure and open-book navigation rather than raw difficulty. With about three minutes per question across several reference books, candidates who practice the format and get fast at finding answers tend to pass.
No. NASCLA can substitute for the state trade-knowledge exam for certain certified categories, but you must still pass the Florida Business & Finance exam to qualify a license. The NASCLA book is also not on the B&F open-book reference list.